Over the past year, real estate values in Bulgaria have increased by 14%. Although this figure is lower than in 2023, it remains quite high. In different cities of the country, prices continue to grow at a stable but moderate pace. For example, in Sofia, Stara Zagora and Plovdiv, the cost per square meter increased by 7-7.5%.

The slowdown in price growth contributes to the increase in demand, as buyers feel more confident without fear of sharp jumps. However, in some regions there is a more dynamic rise in prices. For example, in Sliven real estate prices for the year increased by more than 20%. At the same time, resort coastal towns, where the rise in price is slower, have become even more attractive to investors.

Additional changes are associated with the new conditions of mortgage lending in Bulgaria: now banks issue loans for no more than 85% of the value of housing, with monthly payments not exceeding 50% of the borrower's income, and a maximum term of up to 30 years. These measures open new opportunities for buyers and reduce risks.

Most transactions are in the middle price segment - predominantly two- and three-bedroom apartments. In 2025, demand is increasingly concentrated in urban areas, which is confirmed by the data for Varna and Burgas. However, interest in real estate in the suburbs remains stable.